| Aircraft Title Insurance Agency 1140 NW 63rd, Suite 412 Oklahoma City, OK 73116 Phone: 405-843-8231 | Fax: 405-842-2048 |
|
Title Insurance v. Legal
Opinion
The following table compares what our title insurance policy offers you above and beyond that of a title search and/or legal opinion:
| Covered
Risks |
EAGLE®
Policy |
Title
Search v. Legal Opinion * |
|
| 1. | You (or your debtor) own legal title to the Aircraft (CR 1) | Yes |
No |
| 2. | The priority of your lien (CR 13) | Yes |
Yes |
| 3. | The invalidity or unenforceability of your lien upon the Title, for any reason, including: (i) invalid execution due to forgery, fraud, undue influence, duress, incompetence, incapacity or impersonation; and (ii) unauthorized execution of the Insured Mortgage by any person [including corporations, etc.], or under a falsified, expired or otherwise invalid power of attorney (CR 12) | Yes |
No |
| 4. | The invalidity, unenforceability and effect of any assignment of the Insured Mortgage, if identified in the policy (CR 15 and CR 16) | Yes |
No |
| 5. | Federal tax liens not appearing in the FAA records, up to $250,000.00 (endorsement) | Yes |
No |
| 6. | State Tax liens not appearing in the FAA records, up to $2,500.00 (CR 19) | Yes |
No |
| 7. | Unmarketability of the Title (CR 3) | Yes |
No |
| 8. | Recorded Title Defects which are missed in a search of the FAA records (CR: generally) | Yes |
Yes,
but only if you prove negligence |
| 9. | Certain unrecorded title defects (such as those listed below) | Yes |
No |
| 10. | Forgery, fraud, undue influence, duress, incompetence or impersonation affecting the title (CR 4) | Yes |
No |
| 11. | Unauthorized transfers or conveyances of title by any person and any other legal entity (CR 5) | Yes |
No |
| 12. | The invalidity of any document upon which the title is based because it was not properly executed, sealed, acknowledged, notarized, delivered or filed (CR 6) | Yes |
No |
| 13. | The invalidity of any document upon which the title is based because it was executed under a falsified, expired or otherwise invalid power of attorney (CR 7) | Yes |
No |
| 14. | The invalidity of any document upon which the title is based because it was derived through a defective judicial or administrative proceeding (CR 8) | Yes |
No |
| 15. | The invalidity of any conveyance or transfer of the Title to the Aircraft derived from a decedents estate (CR 9) | Yes |
No |
| 16. | Unrecorded Estate or inheritance tax liens on the title (CR 10) | Yes |
No |
| 17. | Post-policy forgery of a release, assignment or termination of the Insured Mortgage (CR 17) | Yes |
No |
| 18. | Certain non-possessory labor or material liens (CR 14) | Yes |
No |
| 19. | The foreign deregistration of the aircraft (CR 20) (This often requires a search of the records of the foreign country at an additional charge.) | Yes |
No |
| 20. | Gap Coverage (CR 21) | Yes |
No |
| 21. | (i) Recorded liens against engines and propellers, (ii) including those missed in a search of the FAA records. (CR 22) | Yes |
(i)
Yes; and (ii) only if you prove negligence |
| 22. | Period of Protection | During
ownership or existence of lien; and thereafter as long as there
is liability |
Limited
by applicable state law |
| *A title search or legal
opinion does not afford insurance though it may carry liability
if the search or opinion is negligently prepared. The information listed above is an overview. Please refer to the policy for a complete description of its terms, coverages and exclusions. Some coverages may not be available in your area or for your transaction, due to legal, regulatory or underwriting considerations. |
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